Know what your points can do for you.

Stop wasting credits. Stop guessing which card to use. Lounge tracks your benefits, plans your trips, and tells you exactly what your points are worth.

🔒 No bank logins. We never access your financial accounts.

$18K+in benefits tracked
20+premium cards
25+destinations
Amex Platinum
$3,554
↑ in annual benefits
80K MR
$1,600
↑ transfer value
Lounge app icon Lounge dashboard showing benefit tracking
Hyatt
FREE
↑ night remaining
Expiring soon
$50
Resy credit · 5 days
Built for cards like
Amex Platinum Chase Sapphire Reserve Amex Gold Hilton Aspire World of Hyatt Capital One Venture X
The problem

70% of rewards cardholders have unused points sitting in their accounts.

Not because they're careless. Because tracking 12 benefits across 3 cards with 5 different reset schedules is genuinely hard. We fix that for less than a single unused monthly credit.

Monthly credits that vanish.

Your $10 Uber credit. Your $7 Dunkin credit. Your $15 Digital Entertainment credit. If you don't use it by the last of the month, it's gone. Forever.

A single Amex Platinum has over $3,500 in annual credits — but you have to remember to use them across 14 different benefits with different reset schedules.

💡 Lounge Navigator costs $2.99/month. If it reminds you to use just one forgotten credit per month, it pays for itself 3x over.
70%
of rewards cardholders have unused points sitting unused (LendingTree, 2025)
80K MR
sitting in your account — worth $1,600+ if used right, or $0 if you don't know what to do with them

Points you never use.

You have 80K Amex MR, 50K Chase UR, and 40K Hilton Honors. What's that actually worth? What flight can it book? Which hotel can you stay at for free?

Most points apps stop at "here's your balance." We tell you what the balance means.

💡 Amex MR is worth ~2¢/point when transferred to travel partners (per The Points Guy's April 2026 valuations) — that's $3,400+ in real value from a 170K balance, or $1,600 from 80K.
What Lounge does

Everything your points app should do.

Other apps help you earn points. Lounge helps you use them — before they expire, before credits reset, before you forget.

📊

Benefit Tracker

See every credit, every period, every deadline. Tap to update. Never miss a $50 quarterly credit or a free night certificate again.

Included in all plans
💳

Which Card Should I Use?

At dinner? Tap "Dining" and instantly see your best card. At the gas station? Same. 8 spending categories, one tap, done.

Daily use feature
✈️

Trip Planner

Enter your points, pick a destination. See flights and hotels your points can actually book — with no double-counting across programs.

Dozens of destinations, hundreds of hotels
🧮

Worth It Calculator

Enter what you actually use. See if your card's benefits exceed the annual fee. The math doesn't lie — and we show the fee marker right on the bar.

All your premium cards
🤖

AI Travel Advisor

Chat with Claude about your exact portfolio. "I have 80K Amex MR — plan a Caribbean trip for 2" → complete itinerary in seconds.

Navigator & First Class
🔄

Transfer Guide

See exactly where your points can go. Amex MR → Delta, Hilton, BA. Chase UR → Hyatt, United, Southwest. Tap to explore.

All major programs

Your data stays yours.

Other points apps ask for your Amex login. Your bank password. Your Plaid credentials. We don't. You tell us what you have. We tell you what it's worth. That's it.

Other points apps

  • Require your bank passwords
  • Connect to financial accounts via Plaid
  • Store sensitive account credentials
  • Access your transaction history
  • Sync balances from your accounts

Lounge

  • Just an email for your Lounge account
  • No bank or account linking, ever
  • Your card data stays on your device
  • We never see your transactions
  • You enter points manually — zero access
Getting started

Set up in 2 minutes.

No forms. No logins to banks. No waiting for data to sync.

1

Add your cards

Select from 21 popular cards. Enter your point balance. We handle everything else.

2

Set up benefits

Tap which months you've used each credit. Takes 30 seconds per card.

3

See everything

Dashboard shows what you've used, what's left, and where your points can take you.

21 Cards Supported

Every benefit tracked. Every credit remembered.

From Amex Platinum to Chase Sapphire Reserve to World of Hyatt — we cover the cards that matter to points travelers.

Amex Platinum
Amex Gold
Amex Green
Chase Sapphire Reserve
Sapphire Preferred
World of Hyatt
Hilton Aspire
Marriott Brilliant
Marriott Boundless
Delta Reserve
Delta Gold
United Quest
United Explorer
Citi AA Platinum
Capital One Venture
Capital One Venture X
JetBlue Plus
Atmos Ascent
Citi Strata Premier
Amex Platinum
Amex Gold
Amex Green
Chase Sapphire Reserve
Sapphire Preferred
World of Hyatt
Hilton Aspire
Marriott Brilliant
Pricing

Plans that pay for themselves.

Start free. Upgrade when you want push notifications and your own AI travel advisor.

Monthly Annual Save 16%

Explorer

For getting started
Free
forever
  • Dashboard & benefit tracker
  • Quick Card Picker
  • Travel planner
  • Worth It calculator
  • Premium card reviews
Download Free

First Class

For points maximizers
$4.99
$49.99
per month
per year · save $9.89
  • Everything in Navigator
  • 10 AI conversations/mo
  • Expanded hotel database (1,000+ properties)
  • More destinations & airline coverage
  • Monthly trip itinerary
Start 7-day Free Trial
Questions

Common questions.

Do I have to give Lounge my bank passwords?
Never. Lounge is built on a privacy-first model. You tell us which cards you have and roughly how many points. We never ask for logins to your bank, Amex, Chase, or any financial account. You enter your information manually — it takes 30 seconds per card.
How is this different from AwardWallet or MaxRewards?
AwardWallet requires your account logins to track balances. MaxRewards uses Plaid to link your bank. Both of those tools focus on tracking. Lounge is different in two ways: (1) we never access your accounts, and (2) we focus on what to do with your points — benefits, trips, decisions — not just showing you balances.
How often is card benefit data updated?
We do monthly audits of all card benefits against issuer websites. Major changes (new credits, discontinued benefits, fee increases) are pushed to the app within days via hot-update. Always verify specific benefits with your card issuer before making financial decisions.
Does the free version actually do anything useful?
Yes. The Explorer (free) tier includes the full benefit tracker, travel planner, Worth It calculator, spending optimizer, and card reviews. What you don't get on free: push notifications (you'll only see in-app reminders) and the AI advisor. Most users find the free tier valuable on its own.
Can I cancel anytime?
Yes. Subscriptions are managed through your Apple App Store or Google Play account. Cancel anytime and you keep access through the end of your billing period. No retention gimmicks, no exit surveys.
Which cards are supported?
Lounge supports the most popular premium cards: Amex Platinum, Gold, Green; Chase Sapphire Reserve and Preferred; Hilton Aspire; Marriott Brilliant and Boundless; Delta Reserve and Gold; United Quest and Explorer; World of Hyatt; Citi AA Platinum and Executive; Capital One Venture and Venture X; JetBlue Plus; Atmos (Alaska) Ascent and Summit; and Citi Strata Premier. We add more based on user demand — let us know what you'd like to see next.

Stop leaving money on the table.

A single Amex Platinum has $3,554 in annual benefits across 14 different credits with different reset schedules. Lounge tracks all of them — for $2.99/month. Remind yourself to use one forgotten credit and you've paid for a year of the app.